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Loan Companies For Bad Credit
- Credit history or credit report is, in many countries, a record of an individual’s or company’s past borrowing and repaying, including information about late payments and bankruptcy. The term “credit reputation” can either be used synonymous to credit history or to credit score.
- A term used to describe a poor credit rating. Common practices that can damage a credit rating include making late payments, skipping payments, exceeding card limits or declaring bankruptcy. “Bad Credit” can result in being denied credit.
- This refers to a low FICO score or a poor credit rating resulting from a borrower’s negative payment history (i.e. defaults, late payments), outstanding debts, bankruptcy filings, and/or other credit-tarnishing circumstances.
bad credit
- (company) an institution created to conduct business; “he only invests in large well-established companies”; “he started the company in his garage”
- (company) be a companion to somebody
- The fact or condition of being with another or others, esp. in a way that provides friendship and enjoyment
- (company) small military unit; usually two or three platoons
- A commercial business
- A person or people seen as a source of such friendship and enjoyment
companies
- An act of lending something to someone
- loanword: a word borrowed from another language; e.g. `blitz’ is a German word borrowed into modern English
- the temporary provision of money (usually at interest)
- lend: give temporarily; let have for a limited time; “I will lend you my car”; “loan me some money”
- A thing that is borrowed, esp. a sum of money that is expected to be paid back with interest
loan
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"NO RISK"….. the US will lose its top credit rating, says Treasury’s Geithner
By Michael O’Brien – 04/19/11 10:33 AM ET
Treasury Secretary Tim Geithner said Tuesday there is "no risk" the U.S. will lose its top credit rating amid a new analysis that revised its outlook on American debt to "negative."
Geithner took to the airwaves of financial news networks to push back against a report Monday by Standard & Poor’s that lowered its outlook on U.S. debt to "negative," reflecting political uncertainty over whether lawmakers will reach an agreement to address long-term debt.
There is no chance that the U.S. will lose its top credit rating, Geithner said, forcefully disputing the notion that S&P or other ratings services might downgrade U.S. bonds from their current AAA rating.
"No risk of that, no risk," Geithner said on the Fox Business Network.
"Washington is a hard place to read. And it’s hard for people to look past the political rhetoric and try to understand whether the leadership of Washington is going to take the tough steps necessary to get ahead of this problem," the Treasury secretary explained. "I think the prospects for a bipartisan agreement are better than they’ve been in a long period of time. Of course, we have to turn that into action."
To help alleviate pressure, Geithner said he would prefer Congress authorize a substantial increase in the debt ceiling, though the secretary said the administration would defer to Congress in making the ultimate determination.
"If it were up to me, knowing that you want the world to know that our commitment to meet our obligation will never be in question, you would do it for as long as possible," he said. "Important to recognize that even under Paul Ryan’s budget plan, you’d have to raise the debt limit by probably $2 trillion over the next 18 months to get through this, roughly the same amount as in the president’s framework."
The administration trotted Geithner out on Tuesday after the S&P report rattled markets on Monday and drove Republican criticism of the White House over the Obama administration’s deficit-reduction plans.
The Republican-held House passed a budget last week that would make substantial cuts over the next decade and reshape entitlement programs. But that plan, authored by Rep. Paul Ryan (R-Wis.), isn’t expected to advance through the Senate and reach Obama’s desk, and the administration has launched a new round of negotiations aimed at reaching an agreement on deficit reduction.
The administration announced Monday that Vice President Joe Biden would spearhead those negotiations in a summit May 5 at Blair House, though it’s not clear whether Republicans on Capitol Hill intend to participate. Those meetings run parallel to talks held by the Gang of Six in the Senate intended to advance another bipartisan plan for tackling deficits and debt.
Geithner said a key step toward reducing uncertainty over U.S. debt would be to authorize an increase in the debt ceiling, a step lawmakers will need to take some time this spring, but which Republicans have insisted must be paired with serious fiscal reforms.
Congress last authorized an increase in February 2010, raising the limit by $1.9 trillion to a total of $14.3 trillion.
=========================================================================================DOWNGRADED………8/5/11……….4 MONTHS LATER
By Zachary A. Goldfarb, Updated: Friday, August 5, 6:37 PM
Standard & Poor’s announced Friday night that it has downgraded the United States credit rating for the first time, dealing a huge symbolic blow to the world’s economic superpower in what was a sharply worded critique of the American political system.
Lowering the nation’s rating one-notch below AAA, the credit rating company said “political brinkmanship” in the debate over the debt had made the U.S. government’s ability to manage its finances “less stable, less effective and less predictable.” It said the bi-partisan agreement reached this week to find $2.1 trillion in budget savings “fell short” of what was necessary to tame the nation’s debt over time and predicted that leaders would have no luck achieving more savings later on.
The decision came after a day of furious back-and-forth between the Obama administration and S&P. Government officials fought back hard, arguing that S&P made a flawed analysis of the potential for political agreement and had mathematical errors in its initial analysis, which was submitted to the Treasury earlier in the day. The analysis overstated the U.S. deficit over 10 years by $2 trillion.
“A judgment flawed by a $2 trillion error speaks for itself,” a Treasury spokesperson said Friday.
The downgrade will push the global financial markets into unchartered territory after a volatile week fueled by
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